Vietnamese banks set bold 2026 profit targets amid sector optimism
Several major Vietnamese banks have set ambitious profit targets for 2026. Many are aiming for growth between 15% and 35%, with some institutions planning even higher increases. These projections reflect confidence in the financial sector's expansion over the coming year. VPBank leads with a pre-tax profit target of β«41.32 trillion in 2026, marking a 35% rise from 2025. The bank also expects its credit portfolio to grow by 34% and deposits by 40% in the same period.
HDBank follows with a projected pre-tax profit of nearly β«27.72 trillion, representing over 30% growth. ACB, meanwhile, aims for a more modest 14% increase, reaching β«22.27 trillion.
Other institutions show even sharper ambitions. FE Credit plans a 93% jump in pre-tax profit, targeting nearly β«1.18 trillion. VPBankS expects a 44% rise to β«6.45 trillion, while VIB forecasts a 27% increase to β«11.55 trillion. OPES, though smaller in scale, anticipates a 47% surge to β«936 billion.
MB has set a broader goal of boosting overall profit by 15-20%, aiming for β«39.5 trillion. Many private banks, while unnamed, align with this trend, targeting profit growth of 15-35% alongside dividend payouts of 20-25% for shareholders. The targets suggest a strong outlook for Vietnam's banking sector in 2026. If achieved, these profit increases would signal robust growth in lending, deposits, and overall financial performance. Shareholders may also benefit from higher dividend distributions in line with the banks' projections.
