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SberBank Online’s digital statements now legally equal to paper ones

No more branch visits for official paperwork. A cryptographic breakthrough lets customers access legally binding bank statements in minutes.

, and Administrator

2026 January 18 . 4:46 AM

1 min read

The image shows an old stock certificate issued by the Société Generale de Credit Mobilier. It is a... — The image shows an old stock certificate issued by the Société Generale de Credit Mobilier. It is a paper document with text written on it, likely containing information about the bank's services.

SberBank Online’s digital statements now legally equal to paper ones

Bank statements from SberBank Online now carry the same legal weight as paper documents with a blue seal. A new system uses qualified electronic signatures to verify them instantly. Customers no longer need to visit a branch for official paperwork.

Previously, digital statements relied on facsimile signatures, which many government agencies and banks refused to accept. This forced customers to request paper copies in person. The process was slow and often inconvenient.

Federal Law No. 63-FZ now recognises documents signed with a qualified electronic signature as legally equal to traditional sealed ones. SberBank Online has adopted this method, ensuring all bank statements meet strict legal standards. Each document includes a unique QR code for quick verification.

The qualified electronic signature uses advanced cryptography, making forgery or unauthorised access impossible. Customers can now obtain statements and certificates remotely in minutes. No specific bank has been named as the first to enable direct transmission of such documents, but SberBank Online is among the early adopters.

The change removes the need for in-person branch visits when retrieving official bank documents. Statements signed electronically are now fully valid for legal, financial, and administrative purposes. The QR code system also allows instant confirmation of a document’s authenticity.