Russia's Debt Awareness: 14 Million Citizens Impose Loan Bans

A significant number of Russians are taking control of their finances. The Krasnodar region is at the forefront of this trend, with 419,000 residents actively managing their debt.

, and Administrator

2025 October 23 . 8:03 AM

1 min read

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Russia's Debt Awareness: 14 Million Citizens Impose Loan Bans

In Russia, a significant number of citizens are turning to self-imposed loan restrictions. The latest figures reveal that 14 million people nationwide have opted for this measure, with the Krasnodar region leading in its federal district and ranking 71st among all regions.

The service, launched to help manage financial responsibilities, has seen 15.7 million applications to impose loan bans and 1.1 million to remove them. In the Krasnodar region, 419,000 people have an active self-imposed ban, representing 7.2% of its residents. This places the region at the top in the Southern Federal District and 71st nationwide.

The trend is not uniform across Russia. Murmansk Oblast has the highest population share with 18 people per 100 residents having a self-imposed loan ban. Meanwhile, Moscow leads in absolute numbers with 1.33 million people having taken this measure. As of October 1, 2025, 473,900 applications have been submitted to impose a ban, and 32,400 to remove it.

The widespread use of self-imposed loan bans suggests a growing awareness among Russians to manage their debt responsibly. The Krasnodar region, known for its economic significance in agriculture and tourism, has a substantial number of residents utilizing this service, reflecting a cautious approach to financial planning.