Offenders 'spared driving bans by claiming they need their taxpayer-funded Motability car to get around'
The UK’s Motability Scheme has faced growing criticism over claims that some drivers are exploiting the system to access luxury cars at taxpayer expense. In response, the government has taken steps to tighten eligibility rules, including removing high-end brands from the programme in late 2025. Despite these changes, concerns remain about how easily the scheme can be misused.
The Motability Scheme allows people receiving disability benefits to exchange their mobility allowance for a leased car, free from VAT and insurance costs. However, the scheme’s cost to taxpayers rose by nearly 10% in 2025, reaching £1 billion. Critics argue that some claimants with minor conditions are using the system to drive expensive vehicles at public expense.
In November 2025, the government removed luxury brands such as BMW, Mercedes, and Audi from the scheme. Yet, no manufacturers have been completely excluded as of December 2025, and the programme remains open to all eligible vehicles. Only 10% of Motability cars are wheelchair-adapted, adding to concerns about potential abuse.
Recent cases have highlighted how some drivers avoid penalties by citing their reliance on Motability vehicles. Eshrat Katiraie, 56, escaped a six-month driving ban despite having 12 points on her licence, arguing she needed her car for medical appointments. Billie-Jo Morris, 28, avoided a ban for speeding in a £50,000 Mercedes by claiming exceptional hardship. Similarly, Thomas Alcock, 18, kept his licence after being caught driving at 107mph in a 70mph zone, stating his Motability car was essential.
Lord Man criticised the scheme’s leniency, arguing that Motability drivers should not receive preferential treatment. The government continues to review the programme but has not announced further exclusions.
The Motability Scheme remains under scrutiny as costs rise and cases of exploitation emerge. While luxury brands have been removed, the government has not yet barred any manufacturers entirely. The programme’s future depends on balancing support for disabled drivers with preventing misuse of public funds.