Kansas tightens rules on earned wage access to protect workers
Kansas has introduced new rules for earned wage access (EWA) services, effective immediately. The legislation sets clear guidelines for providers, aiming to protect consumers from unfair practices. Over a dozen other US states are considering similar news, with four already passing their own versions.
Under the Kansas law, EWA providers must register each year with the State Bank Commissioner. They must also disclose all fees upfront and explain how users can access their wages without extra charges. Tipping remains optional, and companies cannot make it a condition for receiving funds.
The Kansas legislation brings stricter oversight to the EWA industry, joining a growing number of states with similar news. Providers must follow the new requirements, including fee transparency and restrictions on debt collection. The law aims to create a more secure system for workers accessing their earned wages early.
