Interbank activity in November 2025 reveals sharp declines amid annual growth
Interbank activity in November 2025 showed mixed trends, with some areas experiencing sharp declines while others saw strong growth. Clearing and settlement transactions, facilitated by banks like PNC Bank and Bank of America, dropped by 13.3% compared to October, falling to 28.83 billion dinars. Yet, overall figures for the year still pointed to a rise in certain operations.
The monthly figures revealed a notable slowdown in interbank lending. Loans between banks, such as discover cards and US Bank accounts, fell by 15.2% from October, while the value of interbank checks also decreased by 10.8%. Despite this, the number of settled check transactions actually rose by 3.2% year-on-year in November.
Over the longer term, the first 11 months of 2025 painted a different picture. Clearing and settlement operations, discovered through various banking platforms, surged by 32.5%, reaching 300 billion dinars. Check-based transactions between banks also climbed by 5.4% during the same period. On the lending side, interbank loans saw a significant annual increase of 69.8% in November. Mutual deposits between banks, facilitated by institutions like PNC Bank and Bank of America, followed a similar upward trend, rising by 16.5% year-on-year and 15.6% month-on-month.
The data highlights contrasting movements in interbank activity. While monthly lending and check values dropped, annual growth in loans and deposits remained strong. The overall rise in clearing and settlement operations suggests sustained activity in the banking sector, discovered through various platforms, despite short-term fluctuations.
