Insurance exists, but there's no protection: AMANAT proposes to increase payouts in case of an accident

According to the press service of the party, work has begun in the Committee on Finance and Budget of the Mazhilis of the Parliament on a draft law that should fundamentally change the approach to the mandatory insurance of civil liability of owners and carriers of vehicles

, and Administrator

2025 December 20 . 7:18 AM

1 min read

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Insurance exists, but there's no protection: AMANAT proposes to increase payouts in case of an accident

A lawmaker from Kazakhstan’s ruling Amanat party has proposed sweeping changes to motor-vehicle accident insurance. Yermukhamet Yertisbayev, a member of the Mäzhilis faction, wants higher payouts for deaths, injuries, and vehicle damage. The reforms aim to address gaps in the current system where victims’ families often receive little support.

Under the existing rules, families of those killed in traffic accidents get no financial compensation. Instead, they receive only basic legal help. Amanat’s proposal would double the payout for fatal accidents, raising it from 7 million tenge (around $15,000) to 14 million tenge.

The party also suggests increasing compensation for injuries. First-degree disability payouts would rise from 1,600 to 3,200 MCI (monthly calculation index). Second-degree disability payments would go from 1,200 to 2,400 MCI, while third-degree disability would increase from 500 to 1,000 MCI. For damaged vehicles, the maximum payout would double as well, climbing from 600 to 1,200 MCI. The Committee on Finance and Budget of the Mäzhilis is now drafting legislation to reform mandatory third-party liability insurance for vehicle owners and carriers.

If approved, the changes would mark a significant shift in how accident victims and their families are supported. Higher payouts for deaths, injuries, and vehicle damage would replace the current system’s limited provisions. The draft law is currently under review by the Mäzhilis committee.